Payment Orchestration Platform
Reduce transaction costs
Increase approval rates
Take full control of your global payment flows
Unified Payment Infrastructure
Build a smart and unified payment environment with our cutting-edge orchestration platform. Acting as a central hub, it links banks, payment gateways, acquirers, and service partners to manage transactions efficiently. This ensures smoother workflows, fewer disruptions, and flexible performance that scales with your business.
Built for
Global eCommerce
Declined payments across regions, high provider fees, slow expansion into new markets.
- Smart routing by BIN, currency & card type
- Lower processing fees via multi-PSP logic
- Tokenization & one-click checkout
- APM and local card scheme support
- Go live in new countries in days, not months
Marketplaces
Multi-vendor payout complexity, fragmented payment experience, refund bottlenecks.
- Centralized orchestration for all PSPs
- Embedded checkout for multi-party flows
- Automated reconciliation & split settlements
- Pay-by-link and hosted checkout options
- Unified dashboard to track all transactions
Event & Travel Ticketing
High abandonment at checkout, cross-border payment frictions, real-time settlement needs.
- Instant routing to high-performing acquirers
- Pay-by-link for remote/last-minute bookings
- Fast integration via SDKs or API
- 3DS support for security & lower chargebacks
- Real-time reporting for finance teams
Crypto & Web3
On/off ramp friction, low card acceptance, regional PSP risk blocks.
- Route fiat transactions via PSPs with high crypto tolerance
- Integrate APMs & wallets for global access
- Reduce declines from banks with fallback logic
- Built-in fraud filters + 3DS orchestration
- Scalable infrastructure for high-volume volatility
Key features
Smart Routing
Reduces declines by up to 35% by matching traffic to top-performing PSPs per region.
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Fallback Logic
Eliminates downtime risk by auto-switching to backup providers.
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Unified Dashboard
No more juggling PSP panels — manage all flows, payouts & analytics in one place.
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Customisable checkout page
From colors and fonts to layout and functionality, make it uniquely yours and watch your conversions soar!
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Flexible settings
Experience seamless management with our flexible settings.
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Back-Office Automation
Cuts ops time with real-time reconciliation & merchant payout rules.
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Dynamic Routing Intelligence
FinOn intelligently analyzes each transaction in real time, directing it to the most optimal provider. Our adaptable routing engine leverages parameters such as payment method, issuer country, transaction value, and risk profile—enabling precise, performance-driven payment flows.
Intuitive Interface
Our routing platform offers a user-friendly interface designed for clarity and efficiency. With intuitive navigation, real-time feedback, and customizable dashboards, users can easily manage transactions and monitor routing performance with confidence.
Integration types
FinOn Pay offers multiple integration options
Why choose FinOn Pay?
- 2–3 weeks
- Included
- Smart routing, failover tokenization
- Dedicated success
- No-code + API rules
- Plug-in PSPs anytime
- Usage-based pricing
- 4–8 weeks
- Partial / extra
- Static checkout
- Ticket system
- Not available
- Complex process
- Monthly flat fees
- 2–3 months
- Partial
- Fixed logic
- Limited
- Locked routing
- Vendor lock-in
- High per tx fees
- 6–12 months
- You build it
- Custom, but slow
- Internal only
- Full control
- Needs dev cycles
- Expensive upkeep
Frequently Asked Questions
A payment orchestration platform is a centralized layer that connects multiple payment service providers (PSPs), acquirers, and local payment methods through a single API. It automates payment routing, failover, and transaction optimization while offering unified analytics and compliance tools. With FinOn Pay, businesses build scalable, cost-efficient, and resilient payment infrastructure that adapts to global needs.
With FinOn Pay, payment routing is rule-based and real-time. The platform automatically selects the best-performing PSP or acquirer for each transaction, based on geography, card type, cost, or provider health. This dynamic multi-PSP routing logic boosts approval rates, cuts transaction costs, and eliminates the risk of relying on a single provider.
Absolutely. FinOn Pay is designed to work with your existing PSPs, acquirers, and APMs. Its multi-PSP orchestration layer lets you consolidate all providers under a single interface, simplifying management and accelerating onboarding. You can scale payment coverage without disrupting your current payment stack.
A payment gateway typically routes payments through a single provider, offering limited control. In contrast, FinOn Pay’s orchestration platform connects multiple gateways, PSPs, and APMs in parallel. This enables smart routing, automated failover, and global coverage from a single platform. FinOn Pay gives merchants full visibility and flexibility across all their payment flows, unlike traditional gateways.
Cascading allows a transaction to be automatically retried through a secondary or tertiary PSP if the initial attempt fails. FinOn Pay supports intelligent cascading, ensuring that transactions are recovered instantly without restarting the user journey. This reduces payment failures and increases revenue for merchants operating in volatile or high-risk markets.
FinOn Pay offers rapid integration — most businesses go live within 2 to 4 weeks. Its modular API, SDKs, and ready-to-use connectors to major PSPs enable faster time-to-market with minimal engineering resources. This makes FinOn Pay a perfect fit for companies looking to scale payment operations across multiple regions without long development cycles.
Ready to start your journey? Get in Touch!
Intro Call
1 dayTechnical Setup
1 weekGo live
2-3 weeksExplore more insights
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