Everyone Is Talking About AI Agents Buying Things. Almost Nobody Is Asking Who Authenticates Them

Everyone Is Talking About AI Agents Buying Things. Almost Nobody Is Asking Who Authenticates Them

Interchange Fees Explained: A Practical Guide for PSPs & Acquirers
finon blog Dot 23.07.2026 Dot 5 MIN
Interchange Fees Explained: A Practical Guide for PSPs & Acquirers
Interchange is often treated as a fixed tax on every card payment: unavoidable and outside the PSP's control. That is only partly true. A practical guide to what is regulated, what varies, and where PSPs and acquirers can genuinely optimise card acceptance costs.
Alexander Morsakov
Alexander Morsakov
The Payment Infrastructure Stack in 2026
finon blog Dot 02.07.2026 Dot 5 MIN
The Payment Infrastructure Stack in 2026
Most payment platforms were built for a single-acquirer, card-only, domestic-first era, and that architecture is now a liability. This article maps the seven layers of a modern payment stack, the five capabilities separating leaders from laggards, and the build-vs-buy decisions every PSP, bank, and fintech must make
Dmitry Lvov
Dmitry Lvov
Payment Reconciliation for High-Volume PSP
finon blog Dot 25.06.2026 Dot 5 MIN
Payment Reconciliation for High-Volume PSP
Manual reconciliation silently erodes PSP margins, damages merchant trust, and creates compliance risk. This guide covers the four architecture patterns: provider-agnostic ledger, multi-stage matching, hybrid processing, and exception workflows that production-grade reconciliation systems are built on
Alexander Morsakov
Alexander Morsakov
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