How an Orchestration Platform Is Transforming Payment Infrastructure in the Ticketing Industry

The ticketing industry—whether airline, railway, or event—is rapidly going digital, global, and multichannel. But this evolution also brings increased complexity: higher fraud risk, payment fragmentation, rising decline rates, and costly integrations.

In such a high-stakes environment, every transaction matters. FinonPay, FinOn’s cloud-native Payment Gateway as a Service (PGaaS), is purpose-built to solve these challenges through intelligent payment orchestration.

Challenges Facing the Ticketing Industry

1. High Decline Rates

In certain markets, card transaction declines can reach 20–30% due to:

• Overly strict anti-fraud filters
• PSP outages during peak traffic
• Poor routing logic and fallback support

Every failed payment means lost revenue—especially during limited-time offers or flash sales.

2. Limited Local Payment Options

Consumers demand flexibility:

• Global cards: Visa, Mastercard, UnionPay
• Local methods: iDEAL, SOFORT, PIX, UPI, Boleto, M-Pesa
• Digital wallets: Apple Pay, Google Pay
• BNPL, cryptocurrencies, and open banking

Manually integrating dozens of providers is resource-heavy and unsustainable.

3. Fragmented Infrastructure

Ticketing businesses often use multiple PSPs across geographies, leading to:

• No centralized analytics
• Limited control over provider performance
• High maintenance and operational overhead

4. Growing Fraud and Chargebacks

Mass cancellations, bots, and speculative buying make fraud and chargebacks especially painful in this industry.

5. Cross-Border Payment Costs

International ticketing platforms often face high transaction fees due to FX conversions, local regulations, and intermediary bank charges.

6. Lack of Internal Tech Resources

Most companies don’t have in-house orchestration teams or bandwidth to manage complex payment infrastructure.

What Ticketing Platforms Need

• Higher approval rates and payment conversion
• Unified access to local and global payment methods
• Scalability without adding tech headcount
• No-code rule configuration for business teams
• Centralized payment analytics and dashboards
• Full compliance with PCI DSS, 3DS 2.0, KYC/AML
• A flexible Payment Gateway as a Service that supports fast onboarding and orchestration

FinonPay: A Unified Payment Gateway as a Service for Ticketing

FinonPay serves as the orchestration layer between your platform and the complex external payment ecosystem—banks, PSPs, local methods, anti-fraud, and wallets—all in one API-first PGaaS solution.

1. Intelligent Real-Time Routing

FinonPay dynamically routes each payment based on:

• Buyer’s location and currency
• Payment method and provider decline history
• Real-time performance, capacity, and timing

Clients report a 7–20% lift in approval rates after switching to FinonPay.

2. Smart Failover and Cascading

If a provider fails, FinonPay retries in real-time using alternative acquirers or fallback methods—no lost transactions.

3. Instant Integration with Any Provider

Connect to any PSP, acquirer, or wallet within hours—not weeks—thanks to our extensible, modular design.

4. Global Local Method Support

• Europe: iDEAL, Giropay, SOFORT
• LATAM: PIX, OXXO, Boleto
• Asia: UPI, Alipay, WeChat
• Africa: M-Pesa, Airtel Money

5. Customizable White-Label Payment Pages

Deliver consistent UX with brandable, localized payment pages—across currencies, languages, and devices.

6. Built-In and External Antifraud

FinonPay supports:

• Integration with Sift, Riskified, and other tools
• Dynamic 3DS 2.0 authentication
• Custom rules: blacklists, velocity checks

7. No-Code Rules Engine

Non-technical users can configure:

• Routing logic by country, currency, risk, or volume
• Transaction limits and fallback paths

8. Unified Analytics and Monitoring

Track real-time payment performance, approval rates, provider uptime, and fraud trends—all in one dashboard.

Why FinonPay

In ticketing, every decline is a missed seat, a lost booking, or an abandoned cart. FinonPay is more than a payment gateway—it’s a Payment Gateway as a Service that helps you scale faster, convert more, and reduce operational complexity.

With FinonPay, ticketing companies gain the orchestration power of major PSPs—without building it from scratch.

Take the First Step

Ready to take control of your payments? Contact us or book a demo to learn how FinonPay’s PGaaS orchestration platform can empower your ticketing operations and drive more revenue.